Quick answer
- c.ai+: $9.99 a month or $94.99 a year (about $7.92 a month) in the US. Prices vary by region.
- (c.ai) lite: $4.99 a month or $2.49 a week, launched September 28, 2026, with a daily allowance of premium chats and fewer ads.
- Free: unlimited messaging, voice and calls, with ads and slow mode at busy times.
- We found no free trial or lifetime plan. Payments are non-refundable except where the law requires.
- Character.AI filed for Chapter 11 on October 12, 2026. Billing is unchanged "for now", so monthly billing is the lower-risk choice.
Character AI Plus Price by Plan and Billing Period
The standard rates below come from Character.AI's Help Center (US dollars, "may vary by region") and match the in-app purchase list on the US App Store. Apple's list shows names and prices only, so the billing periods come from the Help Center. Web checkout through Stripe shows prices only after you log in.
| Plan | Price | Billing | Where | Includes |
|---|---|---|---|---|
| (c.ai) lite | $4.99 | month | US pricing per Help Center; App Store US listing shows 'Character.AI Lite $4.99' (listing does not label the period); price varies by country | daily amount of messages on premium chat styles (DeepSqueak, LongSqueak), no banner ads and fewer interstitial ads, less slow mode, 30 memory pins + Memory Usage bar, chat customization (wallpapers, bubble colours), some new features early. Launched 2026-09-28. |
| (c.ai) lite | $2.49 | week | US pricing per Help Center; App Store US listing shows 'Character.AI Lite $2.49' | same as monthly lite |
| c.ai+ | $9.99 | month | Help Center states standard rate '$9.99/month' (USD, 'may vary by region'); App Store US IAP list shows 'Character.AI+ $9.99' (period not labelled on the store page). Web checkout price not visible logged out. | unlimited premium chat styles, no ads, full memory suite (Facts, Memory Usage visualization, 30 pins, advanced Lorebook), chat customization, priority access to new features, premium support, +20% bonus Charms on Charms packs, skip waiting rooms / faster generation, c.ai+ badge |
| c.ai+ | $94.99 | year | Help Center states standard rate '$94.99/year'; App Store US IAP list shows 'Character.AI+ $94.99' | same as monthly c.ai+ |
| c.ai+ Summer Flash Sale (3-month offer) | $14.99 | 3 months | limited-time promo for new/returning subscribers, then $9.99/month auto-renewing; availability today not verified | c.ai+ |
| c.ai+ Summer Flash Sale (annual offer) | $59.99 | year | limited-time promo for first year, then $94.99/year auto-renewing; availability today not verified | c.ai+ |
Checked October 20, 2026. Source: support.character.ai. Prices can differ by country, store and promotion.
The two Summer Flash Sale rows are limited-time offers for new or returning subscribers: $14.99 for the first three months, then $9.99 a month, or $59.99 for the first year, then $94.99. We could not confirm that either is still offered.
Free vs (c.ai) lite vs c.ai+
All three tiers keep unlimited messaging. What you pay for is premium chat styles, fewer ads, faster service and memory tools:
| Feature | Free | (c.ai) lite | c.ai+ |
|---|---|---|---|
| Messaging | Unlimited | Unlimited | Unlimited |
| Premium styles (DeepSqueak, LongSqueak) | No | Daily allowance, then PipSqueak 3 | Unlimited |
| Ads | Banners and interstitials | No banners, fewer interstitials | None |
| Busy times | Slow mode or waiting room | Less slow mode | Skip waiting rooms, faster replies |
| Memory pins | 15 | 30 | 30 |
| Facts (automatic memory) | No | No | Yes |
| Lorebook | Basic | Not stated | Advanced |
| Image features | Limited | Limited | Unlimited |
| Wallpapers and bubble colors | No | Yes | Yes |
| Voice replies and calls | Free | Free | Free |
| Other | Some new features early | Style Control, priority features, premium support, +20% Charms, badge |
Character.AI does not publish the size of lite's daily premium allowance or a numeric image quota for any tier. For what the chat styles and memory tools do in practice, see our Character.AI review.
What Each Option Costs per Month and per Year
- c.ai+ annual: $94.99 a year is $7.92 a month. Twelve monthly payments cost $119.88, so annual saves $24.89, about 21%.
- c.ai+ monthly: $9.99 a month, $119.88 a year.
- lite monthly: $4.99 a month, $59.88 a year. We found no annual lite plan.
- lite weekly: $2.49 a week is about $10.79 a month and $129.48 a year: more than c.ai+ monthly, for fewer features.
Tip
Weekly lite only makes sense for a short burst: two weekly payments ($4.98) already cost as much as a month ($4.99).
Charms: Packs, Prices and What They Buy
Charms are an in-app currency, earned free through quests (daily log-in, creating a persona, posting to the feed and others) or bought in packs. The US App Store lists these prices, but not how many Charms each pack contains:
| Pack | Price (US App Store) |
|---|---|
| Charms Starter Pack | $0.99 |
| Charms Small Pack | $2.99 |
| Charms Medium Pack | $4.99 |
| Charms Large Pack | $9.99 |
| Charms Extra Large Pack | $24.99 |
| Charms Extra Extra Extra Large Pack | $99.99 |
Charms pay for extra Imagine image generations, skipping slow mode and an ad-free pass (some Charm features are limited during the beta). They cannot be transferred or exchanged for money, and c.ai+ adds 20% bonus Charms on packs. With pack sizes unpublished, there is no way to work out a price per Charm.
Message, Image and Voice Limits
Messages are unlimited on every tier: "Unlimited messaging stays on every plan, including free." Lite's premium allowance is daily; when it runs out, chats switch to PipSqueak 3. Images are "Limited" on free and lite and "Unlimited" on c.ai+. Voice replies and two-way calls are free for everyone, with no published minute cap, so you never need to pay for voice.
Web vs App Store vs Google Play
The US App Store prices match the Help Center's US rates. Web prices appear only after login, and Google Play prices are not shown on the public listing. Prices vary by region, so check the checkout price in your country.
Paying During the Chapter 11 Sale
The company's October 12, 2026 notice says subscriptions "remain active, and billing is unchanged for now". If the service changes in a way that affects paid features, "we intend to notify subscribers in advance". The notice does not mention refunds, and the platform "will be wound down" if no acceptable buyer is found. The sale should close by early December 2026; our Chapter 11 news page follows it.
Watch out
The Terms say payments are "non-refundable, except where required by law". Until the sale outcome is known, an annual plan is the riskiest way to pay: you commit $94.99 to a service whose future is open. Monthly c.ai+ or monthly lite keep your exposure to one month.
Renewal, Cancellation and Refunds
All paid plans renew automatically until you cancel. The Terms promise at least 30 days' notice of a price increase, applied from the next renewal. We found no free trial. Cancel where you bought the plan; access continues to the end of the billing period:
- Web: Settings, Account, Manage, then use the Stripe customer-portal link sent by email.
- iPhone: cancel in your Apple ID subscriptions.
- Android: cancel in Google Play subscriptions.
For refunds, App Store and Google Play purchases go through Apple or Google. For web purchases, submit a support ticket under "Payments and purchases". Our guide to cancelling AI companion subscriptions has the store screens step by step.
Is c.ai+ Worth It?
- Casual chats with Characters: stay free. Messaging, voice and calls cost nothing; you accept ads.
- You mostly want fewer ads and a taste of premium styles: monthly lite at $4.99 covers that.
- Long roleplays where memory matters: c.ai+ is the only tier with Facts, advanced Lorebook and unlimited premium styles, so the Character AI Plus price buys the features heavy users notice most.
- You want adult content: no tier helps. NSFW is banned for every user, and paying does not bypass age assurance. Compare paid tiers elsewhere in Character.AI vs Janitor AI or our Character.AI alternatives.
See also free vs paid AI girlfriend apps and our AI companion pricing table.
How to Pay Less
- Earn Charms through quests before buying packs.
- Pick monthly lite over weekly lite for anything longer than two weeks.
- Annual c.ai+ is the cheapest per month ($7.92), but consider waiting until the Chapter 11 sale is settled.
FAQ
How much is c.ai+?
$9.99 a month or $94.99 a year in the US, per the Help Center and the US App Store list in October 2026. Prices vary by region.
Is there a Character.AI free trial?
No trial was found. The free tier itself is unlimited for messaging, and the Help Center has run time-limited discounts such as the Summer Flash Sale.
Does c.ai+ remove the filter?
No. Pornographic content and nudity are prohibited for every user, and the company says its filters will not be removed. c.ai+ also does not bypass age assurance.
What happens to my subscription if Character.AI shuts down?
The company says subscriptions continue for now and that it intends to notify subscribers in advance of changes to paid features. Its notice does not mention refunds.
Sources
Official pages and store listings we read for this page (last check October 20, 2026).
- support.character.ai: Lite pricing (USD) and plan comparison
- support.character.ai: Standard c.ai+ price $9.99/month, $94.99/year; cancellation, refunds
- blog.character.ai: Lite launch 2026-09-28
- blog.character.ai: Chapter 11 notice 2026-10-12
- support.character.ai: Charms
- support.character.ai: Cancellation
- character.ai: Terms of service (2025-08-27)
- apps.apple.com: App Store US listing: IAP prices, age rating, privacy label
- character.ai: Home page, sign-up gate (10M+ Characters)
- character.ai: Company, operator, latest updates
- character.ai: Plan comparison (prices only after login)
- support.character.ai: C.ai+ FAQ (free unlimited messaging, payment methods)
- support.character.ai: Age assurance, reading mode
- support.character.ai: Age assurance FAQ
- support.character.ai: NSFW stance
- support.character.ai: NSFW filters stance
- support.character.ai: Training opt-out
- support.character.ai: Data export
- support.character.ai: Voice and calls
- support.character.ai: Safety approach, minimum age, proprietary model
- support.character.ai: Character definition limit
- character.ai: Community guidelines (sexual content)
- character.ai: Privacy policy (2026-07-01)
- play.google.com: Google Play listing and data safety
- blog.character.ai: Under-18 announcement 2025-10-29
- blog.character.ai: Under-18 rollout 2025-11-21
- blog.character.ai: Safety update 2026-09-03
- blog.character.ai: Memory features 2026-05-21
- blog.character.ai: Lorebook beta 2026-07-24
- blog.character.ai: CEO to Disney 2026-09-18

